25 Jul 2026 · 17 views
A mortgage loan (loan against property) lets individuals and businesses unlock the value of real estate to fund growth, without selling the asset. Here is how it typically works:
- Valuation — the lender assesses the market value of the property offered as collateral.
- Loan-to-value ratio — most lenders finance a percentage of the property value, commonly 50-70%.
- Tenure and rate — mortgage loans usually offer longer tenures and lower rates than unsecured business loans.
- Documentation — clear property title, ownership documents, and income proof are required.
Our team negotiates with lending partners on your behalf to secure competitive rates and terms. Learn more about our Mortgage Loans service.