Numus Advisory Services Pvt Ltd - Your Trusted Partner in Financial Growth. Talk to our advisory team about business loans, mortgage loans, FDI, equity investment, NPA solutions, venture capital, M&A, and joint ventures.      Numus Advisory Services Pvt Ltd - Your Trusted Partner in Financial Growth. Talk to our advisory team about business loans, mortgage loans, FDI, equity investment, NPA solutions, venture capital, M&A, and joint ventures.     

Understanding NPA Resolution: Options for Stressed Businesses

Understanding NPA Resolution: Options for Stressed Businesses 06 Jul 2026 · 10 views

A Non-Performing Asset (NPA) classification can feel like the end of the road, but businesses have several resolution paths available:

  • Restructuring — renegotiating loan terms with the lender to make repayment feasible again.
  • One-Time Settlement (OTS) — settling the outstanding dues at a negotiated amount, closing the account.
  • Fresh funding — in some cases, additional structured funding can help revive operations and service existing debt.
  • Asset sale or partnership — bringing in a strategic partner or investor to inject capital and stabilize the business.

Our NPA advisory team works directly with lenders on your behalf to find the most workable resolution. Learn more about our NPA Solutions.